Credit Manager
ธนาคารไอซีบีซี (ไทย) จำกัด (มหาชน)29/06/2024
งานประจำ
5 - 10 ปี
กทม. (คลองเตย)
ปริญญาตรี
สามารถเจรจาต่อรองได้
- Cooperate with the Branch and Credit Risk Department in all approval processing.
- Prepare and review credit proposals and make recommendations regarding credit approvals, limits, terms and conditions.
- Coach and advice relationship manager in credit application’s preparation and ensuring there is sufficient important information for authorized person to make a decision.
- Present proposal to credit committee for approval.
- Financial Analysis: Conduct comprehensive analysis of financial statements, including income statements, balance sheets, and cash flow statements to evaluate the financial of applications.
- Evaluate credit risk by assessing factors such as payment history, dept-to-income ratio, liquidity, profitability, and collateral.
- Updated the industry trends, economic conditions, and market development to assess the impact on credit risk.
- Implement risk mitigation to minimize credit losses and maximize loan portfolio performance.
- Provide support and assist regional manager to manage work in the department and monitor loan portfolio’s branch in order to maintain portfolio quality, loan classification, annual credit reviewed and other control to be complied with the bank’s policies.
- Refer the potential customer to the branches and recommend the banking product to relationship manager to support customer. Perform other duties as assigned by management.
- Bachelor's degree in finance, business administration, finance, accounting, economics, or a related field.
- Experience in credit analyst, credit manager or similar role in the banking, financial services, or lending industry.
- Strong analytical skills with the ability to interpret financial data and assess credit risk.
- Knowledge of credit analysis techniques, financial modelling and risk management.
- Knowledge of regulatory requirements and compliance standards lending practices.
- Excellent communication skills, both verbal and written, with the ability to present the information clearly.
- Attention to detail, accuracy and ability to work effectively under pressure.
- Proficiency in financial tools and using Microsoft Office applications, including Excel, Word, and PowerPoint.
- กองทุนสำรองเลี้ยงชีพ
- การขึ้นเงินเดือนประจำปีตามผลงาน
- ค่าทันตกรรม
- ทำงานสัปดาห์ละ 5 วัน
- ประกันกลุ่ม
- ประกันชีวิต
- ลาพักผ่อนประจำปี
- โบนัสตามผลงาน
รีวิวบริษัทที่บอก ‘ชีวิตดี งานดี เงินดี สังคมดี’
ธนาคารไอซีบีซี (ไทย) จำกัด (มหาชน)
Industrial and Commercial Bank of China (Thai) Public Company Limited (ICBC)
Being a member of Industrial and Commercial Bank of China Limited (ICBC), the largest commercial bank in China and the world's largest bank in market capitalization, ICBC (Thai) is now ready to provide an integrated banking service for both retail and institutional customers including international corporations.
Our customers will experience the convenience through ICBC network which includes 16,232 service points around China together with 162 foreign branches and subsidiaries and partners with more than 1,500 correspondent banks worldwide. With the support from ICBC, a world-class banking group, to help broaden and strengthen our competency, we aim at becoming ICBC Regional Center in Indochina in the near future.
ตำแหน่งงานอื่น ๆ ที่น่าสนใจ
5
Dream Companyวิเศษสุด
ชีวิตดี4.7
งานดี4.8
เงินดี3.9
สังคมดี 4.7
ฟังเสียงจากพนักงาน03/05/2022
การเงิน>1 ปี, พนักงานปัจจุบัน
5.0
ชีวิตดี5
งานดี5
เงินดี5
สังคมดี 5
งานดี เงินดี
อ่านรีวิวทั้งหมดของธนาคารไอซีบีซี (ไทย) จำกัด (มหาชน)